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Will Buy Now, Pay Later Change the Factoring Facts of Life?
Some view buy now, pay later (BNPL) for business-to-business (B2B) payments as a bridge too far from the now-stressed consumer sector equivalent. There is a school of thought that holds that businesses...
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Bond Launches Secured Credit Card for FinTechs
Brands and FinTechs can help credit-challenged customers rebuild credit histories and improve FICO scores with a new, customized secured card offering by Bond Financial Technologies. Embedded finance...
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FinTechs Use Secured Cards to Fill Consumer Credit Gap
The path toward building a full-service bank in the digital age is a long and winding one. And for the FinTechs endeavoring to do that, the challenge is to get critical mass, with an installed base of...
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Banks and FinTechs Pivot to Consumer Credit Rehab
The rise in stretched consumers has seen more banks and FinTechs looking to help them. With weakened consumer buying power, a major theme of 2022, banks and FinTechs are increasingly investing in new...
View ArticleFICO Opens Financial Inclusion Lab to Lenders to Expand Lending Decisions
FICO has debuted a pair of services to help lenders make better credit decisions. The analytics company Wednesday (May 10) announced the launch of its Inclusion Accelerator Program and Financial...
View ArticleFICO Adds Transactional Analytics to Applied Intelligence Platform
FICO has added transactional analytics to its platform to help enterprises better understand their customers. That is one of 19 enhancements the firm has made to its applied intelligence platform, FICO...
View ArticleTeradata and FICO Partner to Develop AI-Powered Decision Management Solutions
Teradata and FICO have partnered to develop artificial intelligence (AI)-powered decision management solutions. The first solutions created by this partnership will focus on real-time payments fraud,...
View ArticleWhy Visa Says It’s Time to Look Beyond the ‘Personal FICO’ to Underwrite...
Over the past few years, consumers have steadily returned to brick-and-mortar stores and spending seems resilient, albeit slowing a bit, even with inflation stubbornly in place. But for the more than...
View ArticlePULSE and FICO Extend Partnership to Deliver Fraud-Detection Technology
PULSE, a Discover company, has extended its partnership with FICO to deliver fraud-detection technology to financial institutions. This collaboration permits PULSE’s continued enhancements of its...
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What Are the Best Tactics to Improve Credit Scores?
Generally speaking, the higher your credit score, the more favorable interest rates and terms you can benefit from when getting a loan. The scoring model FICO ranges from 300 to 850. A “good” score...
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